Just for U

Your best interests are at the heart of everything we do

Our expert advice is FEE-FREE

We work for you – Not the Lender

Even if you didn’t get your home loan through with us, we are happy to check your current loan to ensure it suits your current needs and to give you a complimentary comparison

We rescue you from all the run-around – We can come to you

We can give you great budget ideas and tips – and they work

We can assist you with business coaching – even if you don’t have a business

We work right from pre-approval to the settlement, ensuring you have a smooth process of finding homes, legal obligations, solicitors, contracts, councils to the moving in

We know our products well, you will enjoy the experience of dealing with us to organize your new loan

We are a member of MFAA

We show you ways pay off your mortgage sooner

We will keep in contact with you throughout the year to make sure the product you chose still suits your needs

We will provide you a FREE Property Reports, suburb snapshot, property valuation

As an accredited mortgage consultant and as well as licensed real estate agent We can assist you on finding a right property, how to do negotiation, property history and much more

10 Reasons

10 Reasons to Contact Us

We represent you not banks;
We are independent and can shop hundreds of mortgages products;
We are not middlemen, we have direct relationships with trusted lenders;
We can negotiate lower mortgage rates;
Our service is FREE;
We only get paid after your loan settlement;
We are a member of MFAA;
We show you ways pay off your mortgage free sooner;
We work right from pre-approval to the settlement;
One stop shop for “Property & Finance” – Needs & analysis > pre approval > finding home > free property reports > negotiation > pest & building inspection > solicitor > transfer > settlement and you can move in.

Impartial Advice

Mortgage lenders are in it for the profit; don’t let anyone else tell you differently.

And, who can blame them? They are businesses that, in the vast majority of cases, are responsible to shareholders who demand profit.

There is nothing a lender will like more than drawing you in on an attractive looking rate and then leave you languishing on a Standard Variable Rate (SVR) when that attractive deal turns a little ugly.

Most will never tell you that your preferential rate has gone and even if you do tell them your needs, they have a history of not exactly offering the best remortgage deals to you as an existing customer.

At Nepland Homeloan, we chomp at the proverbial bit to tell you when it’s time to remortgage and make sure you stay competitive. That’s what independent mortgage and remortgage advice is all about.

We have a fully functional customer contact programme that keeps you completely up to date with the market and a specific programmefor customers that tells you when it’s time to call us and we are committed to making sure all our clients have the very best mortgage for them.

More Than Comparison

IT’S MORE THAN A LOAN COMPARISON SITE!

Now, you would have to have been away for an awful long time not to have seen one of the various national advertisements on TV for a comparison website. Many of these sites fulfil a fantastic purpose and have brought a real positive financial change to many Australian consumers and their pockets. For many financial products they really are the answer to getting the best bang for your buck. However, arguably, when it comes to the largest financial commitment you are ever likely to make we believe that little bit extra is required. It’s called advice.

Unlike credit cards and personal loans, mortgages do not follow a one size fits all philosophy. The most important thing for a mortgage broker to find out about when they meet you is …you. Only after understanding your needs and circumstances can a broker make a recommendation. The very best rate might not be for you, you may have other needs (don’t we all…). That is why just picking a product on where it comes in a best buy table is a dangerous game, particularly if that best buy has made it to the top with some added financial encouragement from the owner, as happens with a number of comparison websites.

Our Promise

THE NEPLAND HOME LOAN PROMISE

Catmandu Finance is committed to providing an unparalleled customer experience from the moment we first speak to you, right the way up to when your mortgage completes, and for many years beyond. As the largest financial commitment most of us are ever likely to make, we believe you are entitled to an excellent and thoroughly professional service. To ensure that this happens, we promise to:

Listen to your needs and discuss your options in plain English, avoiding jargon
Be transparent about all fees and charges associated with our service and products
Provide you with documentation that shows exactly how we work
Explain the different mortgage products available from the whole of the market
Make recommendations that are entirely suited to your needs
Confirm these recommendations in writing
Never, ever be swayed by commission we may receive from a lender
Use our years experience to provide market leading products for our clients
Use the same experience to influence lenders’ decision making
Work with you to complete a mortgage application and explain any additional documentation clearly
Maintain regular contact throughout the application process, keeping you informed at every stage
Provide advice on how to protect your mortgage and family
Provide a service for life – every time your rate ends we will contact you in good time to arrange your next mortgage

These commitments are not just about a service company saying what it should say. We genuinely strive to achieve them in all we do. That, simply, is a promise.

Service Guarantee

THIS IS OUR SERVICE GUARANTEE TO YOU

To provide specialized, comprehensive and confidential credit advice at a time and place convenient to you.

To be available to take your phone calls 6 days a week, Monday-Saturday, until 7pm each night

To return your phone messages within 3 hours

Reply to emails same day where they are received during normal business hours

Reply to emails received outside of normal business hours by 10am next day

Actively manage your loan application to ensure that all milestones are met in a timely fashion

Actively manage the settlement process to ensure that your loan settles on time

Contact you within 6 weeks of loan settlement to ensure your 100% satisfaction

Maintain accurate, up-to-date, confidential loan records

To keep you informed of market developments on a regular and timely basis

To review your Home Loan with you as an when required, but at least once yearly, free of charge

Personalized Service

Testimonials

CLICK TO SEE WHAT OUR CLIENT HAS TO SAY

Bad Credit

There are over 14 million credit files in Australia and these contain over 3 million negative listings (veda Advantage 2008).

Even one negative listing on a credit report has the potential to affect people’s ability to secure credit for years. The affects of this can be severe and wide spread, from the collapse of a business to family breakdowns, not being able to secure credit into today’s world can have disastrous consequences. In simple terms “You simply can’t get a loan”

The good news is many of these negative listings can be permanently removed from a credit file, like they never existed.

We passionately believe in your legal rights and refuse to accept people need to suffer due to other people’s negligence or lack of regard.

We help people like you have negative credit listings removed from their credit files. We utilize both State and Federal laws as well as our in-depth understanding of the credit reporting industry.

For your peace of mind our removal fees are only paid on success

Restoring people’s credit ratings gives back financial dignity and allows people and their families to move forward with their lives once again.

Disputable credit listings can take the form of:

Payment Defaults
Court Judgments
Clearouts
Overdue accounts
Crossed or linked files
Multiple identities and more

If you have a credit issue that is holding you back and you are looking for clear professional advice on how to restore your credit rating fill out an ENQUIRY FORM and we will get right back to you.

Refer and Earn

REFER AND EARN

We need your help because your referrals are the lifeblood of our business. Only through YOUR assistance can we keep building the business and consistently provide the level of service that ensures our clients are always completely satisfied. We sincerely hope you will tell your friends, family, peers and co-workers about our services. You’ll be doing them and us a favor.

Please get consent from the potential clients’ permission for us to contact them and email their contact details to us or fill up the contact form on this website. We will contact them for an appointment to discuss the loan needs. On successful settlement of their home loan, we will pay you the referral fees of $200 to say THANK YOU for your continued support.

Free Property Reports

Looking for the right home can be exciting and fun – now we’ve made getting helpful information on your new or existing home a whole lot easier. As part of our service to you, We can offer you FREE PROPERTY and SUBURB REPORTS on any residential property – VALUED at $289. Sourced from RP Data, these reports are very helpful and informative if you are looking to purchase a property. The information you can get from the FREE property reports are:

Find out how long the property has been for sale for.
If the asking price for the property has been reduced.
Complete listings details in a suburb.
Properties that have sold for in the last 6 months.
Property Sales History Report
Street Sales History
Suburb Profile
Auction Result Report
Comparative Market Analysis
Rental Comparison Report
Valuation Report
On the Market Report
Prediction on Property value and rental yield

A really handy and useful tool, that will help you gain an insight into what the market is doing, and give you some sound back groundinformation that will help your research, as you look for a new home to purchase, refinance or selling; it gives you the information that could save you thousands of dollar.